VIDEO TRANSCRIPT: Reporter: Let's say I have found the perfect property. I am now ready to make that commitment. What are some of the things that I need to ask before I make that commitment? Simon Bray: You're looking for the property, and you finally find the one that you really like. At that stage, you're going to make an offer to purchase, which is really a binding contract between yo, and the seller, provided the seller accepts it. So it can be a particularly difficult process, if you haven't done it before, to understand exactly what needs to go into that contract but really you have to know that you want the house. So is it in the location that you're happy with? Close to schools, the neighbourhood and the community that you enjoy. Sometimes it's worth having rented in that neighbourhood before so you know exactly what you're getting into. Is the house the type of house you want? The space and all of that, and I think most importantly can you afford it, because as soon as you sign that offer to purchase it starts a whole process in motion. And if you can't afford it, well you've wasted your own time and that of the seller. Reporter: Okay, now let's say I've cleared my mind of any doubt, I'm a 100% sure this is the property I want to purchase, what do I do? Simon Bray: The best thing to do at that point is to engage with a professional, so an estate agent or an attorney, to draw up a contract for you which is called an offer to purchase. Basically, it records your offer, the price you're going to pay and the terms and conditions that you're happy to accept in a sale. And then it'll get submitted to the seller, and if the seller likes what he sees then he's going to sign it, and you're going to have a binding sale agreement. So it really is just a contracting phase between two parties, and it's important to understand what goes into that contract, what are the various clauses that you need to look out for and that's where an estate agent agent or an attorney can really add value. Reporter: And is there anything specific a buyer should be aware of, or at least look out for, before making that offer to purchase? Simon Bray: Absolutely. A suspensive condition is basically if this condition isn't met well then the sale doesn't go through. So there's usually a number of suspensive conditions inside of sale agreements or offer to purchase, and there are things like you have to get a bond within 30 days, or perhaps I've got to sell my house before I can buy this house. So those would be suspensive conditions, and it's good to look out for those. Another one people often miss is this concept of the Voetstoots clause. There's this misunderstanding in the market that because of the Consumer Protection Act, there's no such thing as the Voetstoots clause. But in an individual property transaction, say you're selling a house to me, that clause absolutely can go into a sale agreement which means you're selling the house to me as it stands. So I need to be aware of any defects and be happy to sort them out if they do present themselves down the line. So that's a good one to look out for. Provided you don't know about any major problem that you haven't told me about, because that would be fraudulent, right? Reporter: Simon what happens in the event that you've bought the house but people are still occupying it? Simon Bray: The transfer process usually takes about 12 weeks in this country. So specifying exactly when you're going to move in has to be in that Offer to Purchase. So it usually records a date of occupation, and if, as you say, the person continues to live in the place after that date of occupation, then you'd also specify occupational rent. So that's how much rent they would effectively pay you to live in that place. It's usually quite high, it usually has to cover all the costs of ownership for the property. So you do need to look out for those ownership clauses, like the occupational rent clause. Reporter: And what are some of those things you should not do after you've done your OTP? Simon Bray: One thing that's really interesting is people will sign multiple offers to purchase. You've seen two or three houses, you've put in two or three different offers, and then you look to get the cheapest one. But the problem is if all of those sellers sign those offers, you've actually just bought three properties. So you don't want to do that. You don't want to sign an offer that you can't get finance for, so you need to know what your affordability level is. And you can't just rely on what people call the "cooling off period". There's a little clause that goes in the contract that says, "If I change my mind in the next five days, then I'm allowed to." That cooling off clause actually really only applies to property below a certain value, usually really low, like R250,000. And those directly marketed. So you don't really want to rely on that clause.
Views: 2115 Private Property
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Here are the top 15 most expensive deals and buys from the Pawn Stars show on the History channel. Like us on Facebook: https://www.facebook.com/TopTrending Follow us on Twitter: https://twitter.com/TopTrending Commentator: http://www.youtube.com/user/BaerTaffy 15 Most Expensive Buys On Pawn Stars
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Should Listing Agents Disclose Existence of Purchase Offers? Do you have any offers in on the property? That’s a common question of buyer’s agents in today’s real estate marketplace. The question is: what are the listing agent’s obligations to inform buyers agents whether or not unresolved purchase offers have been submitted to the seller? We will discuss this very thing in today’s video… Don't forget to SUBSCRIBE and click the little notification bell corner... Visit our Facebook Page: https://www.facebook.com/TheRealEstateClassroom Paul Vojchehoske Mr. Real Estate Seminars, Inc. P. O. Box 540725 Omaha, NE 68154e (402) 660-0395 This description may contain affiliate links to products we enjoy using ourselves. Should you choose to use these links, this channel may earn affiliate commissions at no additional cost to you. We appreciate your support! KEYWORDS: Real Estate Agent – Must Listing Agents Disclose Existence of Purchase Offers? real estate agent, real estate agent training, real estate agent training videos, real estate agent career, real estate purchase contract, real estate agent day in the life, paul vojchehoske, the real estate classroom, real estate contract negotiations, realtor, writing an offer on a house, realtor tips, real estate agent tips, real estate agent 101, realtor videos Cheers... Paul Vojchehoske
Views: 125 The Real Estate Classroom
An attorney gives first time home buyers the information they need to know about making the offer to purchase. Video Transcript: Presenter: Welcome back. We're live on SACBC 3. This is your feel-good breakfast show, and we're calling all first-time home buyers. Yes, calling on you to sit a little bit closer as we continue our series in giving you expert advice on making that very important first home purchase. And this morning, we're joined by Attorney Lisa Boniface who's here to give us advice on making the offer to purchase, all that it entails and, of course, all the all-important clauses that you need to consider when it comes to that contract. Listen up. Once the buyer has decided the property they want to buy, it is time to make the offer to purchase, making an offer to buy the home. Now we have Attorney Lisa Boniface in studio to take us through the various clauses you need to go through. I know buying property is a huge commitment, but first of all, what is the offer to purchase? Lisa Boniface: So, Zoey, the offer to purchase, otherwise known as the deed of sale, it must, at the very least, contain all the [essentialla?] in terms of the Alienation of Land Act. So it's a binding agreement between purchaser and seller setting out the parties, the property description, and obviously the price that's been decided upon. And it must be reduced to writing. Now let's talk through some of the clauses when it comes to finalizing your property. Lisa Boniface: I think what's very important for first-time buyers is the voetstoots clause. We've all heard the phrase voetstoots, I'm sure, at some stage of our lives. It's found in many sale agreements. And what first-time buyers must realize is that you're buying the property as is. As it stands, with all the patent and the latent defects. So the patent defects could be things that you can see with the naked eye. For instance, a tile is missing or a crack in the wall. The latent defects may be something that's found at a later stage. For instance, leaks in the pool, or after a thunderstorm when the rain comes through, that could be seen as a latent defect. But when you sign that sale agreement voetstoots gives the seller a huge amount of protection, and you're buying that property as is, with all of those defects. And I think for a first-time buyer, make sure you go into every single room, ask all the right questions, get your seller to fill out the seller's declaration, which all agencies hold, and just to make sure that they are protected. Okay. So I think for us as the buyer, we also want to be protected in some way. What protection is there for the buyer? Lisa Boniface: Disclosure, disclosure, disclosure. So you need to ask the right questions. The seller may not be aware of certain defects. So if you want to get a home inspector in, do that. Bring in an engineer if you're concerned about the roof. But really just safeguard yourself. Don't walk into the property in the evening and sign an offer to purchase. And when it comes to occupational rent, let's say the seller still has occupants or they're still in the home. What is in it for the buyer? Lisa Boniface: The occupational rental clause is there for two reasons, Zoey. The first one is that the buyer may need to occupy the property prior to registration. For instance, he's relocating. He may be selling the property he's currently in. The second big reason we have an occupational rental clause in all our offers to purchase is that the seller may need to remain in the property after registration. We've often had cases in our office, Zoey, where the purchaser may think he's moving in at 8 o'clock in the morning and all the trucks have arrived, but in fact, the seller's only moving out that night. So that can cause some difficulty. So I think things to remember there would be your amounts negotiated upfront, as well as the time on a specific date. Find out more here: https://www.privateproperty.co.za/advice/property-tv/articles/episode-11-important-clauses-to-know-in-an-offer-to-purchase-document/5323
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When making your offer to purchase on a bank owned property, it's a good idea to use the purchase and sales contract from the realtor. By using your states purchase and sales agreement, you know that it has everything in it to comply with your states laws. Plus you can lean on your real estate agent for help in filling it out and then they can submit it to the bank. That's what they are there for and they would be more than happy to help. One advantage of using me as your funding partner is that you can make all cash offers. People and especially banks love to see all cash offers. However, in some cases they want hard proof or bank statements backing up the cash offer. So you may have to change your offer from all cash to pre-approved. By doing this, the bank will not want to see the cash in your account. By going this route they may ask for a lower earnest money deposit too. Contingencies are one of those things you have to be very careful about. Too many contingencies can cause you to lose a deal. Some of these contingencies might include subject to financing, partners approval, inspections, etc. With earnest money on banks, typically they want $100 - $500 earnest money. Some realtors may tell you other wise. Here's a little secret... if you are making multiple offers, this can be a lot of money you have shell out. Well instead make it so your earnest money is due within 48 hours of acceptance. This way you only have to deposit money if the offer is accepted. The addendum will be specific to the lender and your state. Usually it contains important information about the sale of the property. Every property you buy from the bank will have an addendum so get familiar with it. If you don't understand it, ask the agent to help you. As far as being assignable, the answer is NO! This is one of the main differences between buying from a bank vs. buying from a private seller. Banks don't do assignments because they want to deal direct with the buyer and know that they will close on the property. Proof of funds is important these days. If you are one of my students, then you have access to my proof of funds and transactional funding. Banks are now on to bogus proof of funds letters so it's important to have someone you can trust to back you up on all your deals.
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http://www.HampdenCountyHomes.com Hi Don Thompson, your local real estate expert advisor, back again to talk about making an offer. So to quickly recap, you’ve gotten pre approved for financing, you searched for your next home, you found and now you want to make an offer. Consulting with your broker advisor, you will want to develop a basic strategy. This will include the price you’re willing to pay, how much of a deposit or earnest money you want to put down, is there any personal property you want included, what repairs do you want to be made to the property, what other contingencies, like inspections, mortgage, closing cost credits, do you want to include and finally when do you want to close. You can see it’s not just making a low offer and seeing of the seller will accept. This is where an experienced broker advisor can be of immense help. In the end the lowest price may not be the best deal for you if you’re not able to negotiate any of the other terms. So where do we begin. I know most people like to go right to price but let’s talk about some of the other terms first. How much of a deposit do you want to put down? This is the money that the listing broker holds for the seller to take the house off the market. Contract law say it has to be “consideration” so it can be a lot or a little. The seller’s perception is however, the more you put down the more serious you are. What personal property would you like to include, stoves, refrigerators, washer and dryers, lawnmowers etc are all personal property to ask for if you want. If you or your broker advisor were to notice that there is, what I like to call a physical deficiency, that you would like fixed and if the seller wouldn’t fix you don’t want to buy then you should ask for it in the offer and not wait for the inspector to tell you it should be repaired because the seller does not have to fix it just because the inspector said… That leads us to the inspection contingency giving you the right to do inspections and allowing you to back out of the deal and get your deposit back if you are unhappy with any results of the inspection. Just to say, The seller is not obligated to do any repairs unless you have negotiated them as part of the offer, Your right is to back out. On a practical note we may try to negotiate more repairs. There are a lot of inspections to consider, structural/mechanical, termite, radon, lead, asbestos. Some may be more important to you than others. If you’re getting financing, there’s a mortgage contingency. You’ve been pre-approved, but you will need to make a formal application including the property which must be approved as well. I will talk about this process in another video. But if for some reason you could not get a mortgage you could back out and get your deposit back. The conditions for all this are explained in this paragraph. Then you can ask for anything else that you want to happen, closing cost credit and any other condition you want to be met. You decide on an appropriate closing date and then.. Determine a price that you want to offer. And you can be as aggressive as you like. Now, an Aggressive offer can be a little or a lot lower than asking price, but it can also be higher than the asking price. especially, if the property is priced right, in good condition and will be in high demand. This is where your broker advisor should be able to assist you. Ultimately, who sets the price that a house sells for? If you answered the seller you’re half right, the buyer’ that’s the other half. It takes the seller and the buyer to come to a meeting of the minds to determine the sales price. Depending on the situation, you may go back and forth with your negotiations until that meeting of the minds is reached. In some cases, however, because of competition for the property you may be asked to give your highest and best offer in which case you may not be able to get another chance and you’ll just have to give it your best shot. So Let’s say we’ve got a deal...now what That will be the topic of my next video, so look for that next email. If you have any specific questions you want to ask me, cal or text me at 413.221.9981 or respond to this email and I will get back to you right away. Thanks and have a great day.
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How to write offers: Are you ready to start writing offers? http://www.charter-home.com/home-owner-university-2/buying-a-home/writing-offers/ Well this is getting exciting. When you start writing offers it is a very exciting and stressful time when you are buying a home – especially if it’s not something you’ve done before. An offer is always in writing; you can’t purchase real estate with any kind of verbal agreement. What Is An Offer? An offer is essentially an entire contract filled out by the buyer with the price and the terms that are agreeable to what the buyer is after – what the buyer is willing to propose. But it is essentially an entire contract that, should the seller sign, would become the contract for the purchase of that home. So you’re going to fill out, in California – it’s about 10 pages, worth of paperwork that identifies and breaks down all the important details of the home purchase. This includes what the price is, what the down payment is, what the deposit might be, what kind of financing and who ends up paying what. In a separate module, we are going to cover the purchase contract and the breakdown of it. What To Expect The first time you write an offer can be a little bit stressful. In fact, in any new home search, even if you’ve been through a purchase before, you’re going through paperwork and it’s constantly being rewritten and evolved. You can pick up forms to write offers at office supply places. Contracts come in different shapes and size. But the contract most used in California has been written by the California Association of Realtors and it comes up in the vast majority of transactions. If you’re working with a realtor, this will be the document that you’ll most likely use for the purchase of the home. It’s called a Residential Purchase Agreement. The first time you run through it, you’re going to want to take the time to read the relevant portions of it. But most important – that we’ll cover here – are going to be ~Identifying the property ~What the price is that you’re willing to pay ~How much is your deposit (meaning the amount you’re going to put into escrow) that should you breach the contract could become non-refundable ~How much is your down payment ~What kind of financing ~And -perhaps most important after that – would be the split of fees and costs. For example, who’s going to pay for the title insurance, who’s going to pay for the escrow, and all of those specific details get itemized and defined so there’s no guesswork. It’s a very well used document, it’s very thorough and complete. The first time through it – you really want to read it. What Happens Next In many markets in California, you might find that you’ll write several offers. Subsequent offers are actually really easy. Once you’ve taken the time to familiarize yourself with the document – to write a second offer is a breeze. It’s that first offer, where you do want to take the time to get up to speed on what’s in there. But the most important components you will probably determine include how you want to approach a negotiation, how much money you want to offer relative to an asking price, and how you want fees/costs split. Once you have decided, once you have those patterns in place, when you write offers – you’ll likely just continue on that path. Unless you’re not having any success – then you might want to reassess perhaps how costs get split. If there’s something about your approach that is not getting you a property – you can reassess. But when you’re writing an offer you’re going to identify in detail through the contract everything – so that all a seller would need to do is sign and you are in contract on the purchase of that home. So familiarizing yourself with how the contract reads and the questions that are going to be asked is a good idea.
Views: 1341 HomeOwner University
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Views: 8100 Technical Ravi
Real Estate Agent and Trainer, Robert Rico, explains how to write a strong real estate purchase offer on a property. For more information, please view our blog: https://www.carealtytraining.com/real-estate-agent-how-to-write-a-purchase-offer For more information or to sign up, please visit our website (www.CARealtyTraining.com) or give us a call (888-317-8740). You can also follow us on: • Facebook- https://www.facebook.com/LARealtyTraining • Twitter- https://twitter.com/carealtytrain • Instagram- https://www.instagram.com/carealtytraining Thanks for watching!
Views: 2293 CA Realty Training
In this video Eric Andrews explains the benefits of presenting an offer to purchase to a listing agent and why those offers are taken more seriously than an email. You can visit Eric's page here: http://www.ericandrewsrealtor.com/agent/
Views: 461 Pittsboro - Eric Andrews Realtor
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▬▬▬▬▬ ▓▒░About The Post░▒▓ ▬▬▬▬ Full Process Of Trick 1.Create Two Accounts. 2.Upgrade them to Lvl 6. 3.And get offers in it. 4.Purchase Venice Offer from 1st Account then go to playstore and cancel the offer. 5.After Cancelling offer log in second account and again purchase venice table.Then go to playstore and again cancel the offer. 6.After cancelling again open 1 st acc and repeat process again and again.😍😍 Purchase Venice Table Again & Again https://www.youtube.com/watch?v=-vFNdvgnyN4&t=3s Card Trick For Venice Table https://www.youtube.com/watch?v=U6TDIR0oDec&t=3s ★ 🌟 My Social World 🌟 Fb id... https://www.facebook.com/malik.aziz.5015 Gmail... [email protected]
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Views: 414 Jeff Wybo
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Why I put 2 different offers to purchase one investment property https://www.instagram.com/sam.stolt/
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